Launching soon · UK, Europe & Caribbean

Turn your Android phone into a card machine.

Accept Tap to Pay, QR codes, and payment links. No card reader, no contracts — and every fee shown up front.

Be first to take payments when we launch.

No card reader No monthly fee on FreeSee full pricing
Novis Pay
Enter amount
£0.00
Hold card near phone
£0.00
Keep the card close until confirmation
Processing…
Confirming payment
£0.00
Payment approved
Receipt sent ✓
NOVIS
Go on — try it. This is the actual flow.
Tap to Pay
No card reader needed
QR & links
Display, scan, or share
VAT & tax
MTD-ready, built in
Accounting sync
FreeAgent connected
How it works

Three steps to start getting paid.

1

Download the app

Novis Pay will be free on the Google Play Store — setup takes under 2 minutes.

2

Create your account

Sign up with your email. No paperwork, no lengthy onboarding, no waiting.

3

Start accepting payments

Turn on Tap to Pay and accept your first card payment instantly.

How you get paid

Three ways, one app.

Amount due
£24.50
Hold card near top of phone
Tap to Pay on Android
Scan to pay
£24.50
Point any camera to pay
£24.50
Payment approved
Receipt✓ sent
VAT (20%)£4.08
Synced to books
1Tap to Pay

Your phone is the card machine.

No reader, ever. Turn on Tap to Pay and take a contactless card, Apple Pay or Google Pay in seconds.

Amount due
£24.50
Hold card near top of phone
Tap to Pay on Android
Scan to pay
£24.50
Point any camera to pay
£24.50
Payment approved
Receipt✓ sent
VAT (20%)£4.08
Synced to books
2QR & payment links

Everyone can pay at once.

On a projector, in a WhatsApp group, on a table stand — show a QR code or share a link and get paid from anywhere.

Amount due
£24.50
Hold card near top of phone
Tap to Pay on Android
Scan to pay
£24.50
Point any camera to pay
£24.50
Payment approved
Receipt✓ sent
VAT (20%)£4.08
Synced to books
3Receipts & records

Books that reconcile themselves.

Digital receipts sent instantly. VAT handled. Every payment syncs to your accounts, so the books just add up.

VAT & Accounting

Your tax and books, handled.

Novis Pay is more than a card machine. Track VAT exactly the way HMRC expects, and sync every payment straight to your accounting software — no spreadsheets, no double entry.

VAT & tax management

Turn on VAT once you're registered and Novis Pay handles the rest — right through to your return.

Standard, Cash Accounting & Flat Rate schemes Per-sale rates — Standard, Reduced or Zero-rated VAT-inclusive or VAT-exclusive pricing Registration threshold alerts Quarterly VAT summary with CSV export Making Tax Digital ready

FreeAgent accounting sync

Connect your FreeAgent account and every completed payment lands in your books automatically.

Connect FreeAgent in a couple of taps Every completed payment syncs automatically Zero manual bookkeeping Stay MTD compliant, effortlessly Free for NatWest, RBS, Ulster & Mettle account holders
More on the way
Coming soon

Invoicing

Create, send and track professional invoices — paid, pending and overdue in one place.

Coming soon

Xero integration

Sync your payments and fees straight into your Xero account.

Coming soon

QuickBooks integration

Push every transaction to QuickBooks Online automatically.

Pricing

Simple, transparent pricing.

No hidden fees. No surprises. Pay only when you get paid.

Free
£0per month
Novis Pay fee1%
Stripe processing1.4% + 10p
Tap to Pay auth10p
Total per tap2.4% + 20p
No monthly fee. No hardware. No contract.
Tap to Pay, QR & payment links VAT & tax tracking (MTD-ready) FreeAgent accounting sync Multi-currency — GBP, EUR, USD, EC$ Dashboard & digital receipts
Join the waitlist
Best at volume
Plus
£29per month
Novis Pay fee0.4%
Stripe processing1.4% + 10p
Tap to Pay auth10p
Total per tap1.8% + 20p
Everything in Free, plus:
Lower 0.4% platform fee Quarterly VAT summary + CSV export MTD threshold alerts Branded receipts (logo & colours) Priority support
Join the waitlist

Most providers quote a rate that hides processing costs. Ours is the whole stack — Stripe's fees plus our margin, shown in full. Prices above are for Tap to Pay; QR codes and payment links use Stripe's online rate (2.5% + 20p on Free, 1.9% + 20p on Plus).

True cost calculator

What you'll actually pay.

Every cost, in one place — fees, monthly charges and hardware. We include Stripe's processing in our totals; most quotes you'll see elsewhere don't.

£3,000.00
£25.00
Time horizon
About 120 payments a month at £25.00 each.
Square£71.502.4% effective
SumUp£75.702.5% effective
Zettle£81.502.7% effective
Novis Pay Free£96.003.2% effective
Cheapest isn't always fastest. Square is a little lower on fees here — but Novis Pay needs no reader, no delivery wait, and no contract. You take your first payment today.

Competitor rates from their public UK pricing, verified July 2026 (Free plan shown for Novis Pay). We show our total including Stripe's processing fees — most quotes you'll see elsewhere don't. Estimates for comparison only.

Where we're launching

Coming soon to the UK, Europe & the Caribbean.

We're getting Novis Pay ready to launch. Starting in the UK, with Europe via Wero and the Caribbean to follow — register your interest and we'll tell you the moment it goes live in your region.

🇬🇧Coming soon
United Kingdom

Stripe-powered GBP payments for SMEs, freelancers, and the self-employed across England, Scotland, Wales, and Northern Ireland. Launching first.

🇪🇺Coming soon
Europe via Wero

Wero integration is in development to accept payments across France, Germany, Belgium, and the Netherlands — powered by Europe's new mobile payment standard.

🏝️Coming soon
Caribbean

Native EC$ (XCD) Tap to Pay, QR, and payment links built for merchants across the Eastern Caribbean — bringing low-cost mobile payments home to the region.

Be first to get paid with Novis Pay.

Launching soon on Android. No card reader, no contracts — join the waitlist and we'll email you the moment we go live.

Or contact us →